Wednesday , December 8 2021

Loan Interest Rates, TL TL 37,000 TL lasted 100 thousand


The dollar had seen 7.22 bunn at midnight on August 13. With the measures taken by managing the economy, the 34.4 per cent exchange rate fell in the last two months to 5,35. The Kurda abolition has opened the door of cheap credit. Banks do not expect a decision to cut the Central Bank interest rate, this fall in the exchange rate is reflected in loans. From November 1, banks started to publish the current interest rates in every home-to-home loan.


According to news in the post, Akbank is one of the banks that break the loan interest rate. The bank reduced the mortgage loan interest rate of 100 thousand lires from 2,89 to 2,75, then 2,69 to 2,59 by 120 months. This is a person who attracts 271 pound monthly housing loans installments, the total interest payment 32,000 588 pounds is falling. Again in the 12-24 month term, between 30-50,000 TL interest rate on consumer loans (insured) 2.95 to 2. 9, 36 months to 2.75 years old.


Guaranteed Bank reduced its 5 year housing loan rates and 10 years from 2.55 to 2.40, and to 2.34 on 6 November. The interest rate on consumer loans rejected from 2.73% to 2.72%. In the first two months, ING Bank increased its housing loan rates up to 2.45 to 2.09, while consumer loans decreased from 2.90 to 2.49-2.29.


Yapı Kredi reduced its interest rate loan to TL 2,78 on a 36-month term loan of TL 50,000. In the 5 and 10 year mortgage loan, the interest rate dropped in band 2.50-2.52 to 2.33 per cent. The Vakıfbank public bank also reduced the loan interest rates in the 2.70s to 2.50. Housing loan interest is 2.09. Ziraat, on the other hand, keeps the housing loan rate at 1.98 per cent.


The interest rate of banks on consumer loans from 3,07 2,90 to 2,72-2,29 and 3,10-250 to 2,30- 2,09 will reduce the costs. So, two months ago from the bank averaged 2.90 to 50 thousand pounds of a citizen using the monthly installments of £ 205, the total cost at the end of the 36 months will decrease about 7 thousand pounds. In the mortgage loan of 100,000 pounds installments of £ 311, the total payment of 36,000 pounds per capita 120 months has decreased.

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