Sunday , August 14 2022

The Apple Card is supposed to replace classic payment cards



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The service will be part of a Wallet.

Apple has been unveiling news from the point of view of the service during today's presentation. Hardware (especially new iPad tablets has improved AirPods wireless headphones) delivered a few days ago.

Except "Netflix for News" as a service Apple News + as well as comprehensive services AppleTV + it also has its own credit card for video content. The service part of Wallets should replace classic credit cards. I would know it as an Apple Card.

It was only because it was another logical step after the launch of its own digital wallet that Apple's own payment card was expected to be introduced.

The result of the collaboration between Apple, Goldman Sachs and Mastercard is the Apple Card.

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Apple doesn't hide the fact that its Card service should delete "as much as possible" the frustrating elements associated with acquiring and operating cards (credit).

The first step is to get your own card quickly. Since the Apple Card was designed as a digital card, the process of getting it will be much more expressive than with traditional cards – it is not so special, like another virtual, respectively. we can get digital cards almost immediately after showing an interest in the service.

Apple Card

ffotogallery / 4

Apple Card

Source: Apple

However, the Apple Card is intended to bring a number of specific features to differentiate it from the competition. The card does not have typical payments, such as card payments (annual).

Apple card is practical

ffotogallery / 4

Apple card is practical

Source: Apple

Of course, we provide detailed analyzes of our transactions, and we see these statistics in the form of text and graphics. In doing so, Apple Wallet will take care to share our spending into different categories, such as "food and drink" or "shopping".

There are also trends in our spending, and the service has also been designed to help us make the most of our spending (so we don't lose more than our money). originally set). To do this, we add related services – for example, using Apple Maps, we identify the exact location, say, a restaurant where we spent a certain amount of money.

Apple mentioned the possibility of getting money back from our payments during the presentation (Daily Money). We have to get 2% of the payment back if we pay with Apple Pay and 3% if we buy something directly from Apple. There are no limits on maximum, money returns from all payments.

The Apple Pay payment system is based on Apple Pay. However, the company also has the view that we will be in the country, respectively. the region where Apple Pay will not be able to use it. In this case, Apple Card is offered. It is titanium, with no additional information as well as the Apple name and logo – all data is stored in a Wallet. With a physical card, Daily Cash is 1% of payments.

Apple Card

ffotogallery / 4

Apple Card

Source: Apple

Apple states that Apple Card data is not shared with Apple's servers and all Apple-based calculations. directly on the device. Apple states that it will not know what it was buying, where it was bought or for what amount. Goldman had committed not to share our data for third party advertising.

However, the service itself will only start in the summer, with the United States first.

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