"4 applications allow mobile interaction, tablets or laptop, regardless of where the applicant is. The customer's identification is based on the photo taken by the front camera phone. The self-identity realizes that it compares to & # 39; r ID and later images of the database through well-known surface algorithms Using blockchain technologies, artificial intelligence, natural language processing and biometrics, 4Apply provides all the details to outline the digital identity of the customer In addition, the banking contract with the bank, the leasing company, the online shop, etc. have signed digital, "said Adrian Bacăianu, Starbyte manager.
In the new version, the company has reshaped the customer boarding process basically by providing a whole-line system for bankers, leasing companies and e-commerce institutions for the analysis and approval of credits and installments.
"The Roman software platform, developed in the Krunity Network ecosystem, integrates and interprets the essential data about the candidate, from bank information (personal data, companies, etc.) Credit Center, ANAF and KeysFin, in order to determine the credit of the clients. This also includes the associated risks (recovery, fraud, etc.) 4 Apply delete scopethey are from a human wall and saves Thousands of hours work by reducing the process scoring to a few clicks, allowing the operator to provide the necessary finance to the client in a few minutes, "said Băcăianu.
The platform also includes options such as video video, chat and 360⁰ customer opinion, depending on the cost required by banks. In addition, beyond credit support, the platform allows the creation of electronic files and archives, so that its recipients, banks, financial institutions and e-commerce customers can always access Data about those applying for credits or purchases of goods in installments, directly from their own administrators.
4 Be sure to behave as a Document Management System. In addition, 4Apply allows customers to connect their networks (branches, land agents, traders), the data is integrated into real 24/24.
3 million Romanians have taken credits through 4 appointments
According to Starbyte data, the number of queries on the 4Apply platform since the first issue has been so far more than 6 million.
"We are a team behind the success of" Loan Credit. "We have been trying to create a system that can access consumer credit and allow as many customers as possible to buy the products They have revolutionized the time of approval by reducing it from 4 days to 30 minutes. Since then, the 4Apply platform has been over 380,000 hits / hour, and over 6,000 credit files were processed every day. With the new 4Apply, we are leading the even more amazing lending process, "said Băcăianu.
After establishing in 2010, Starbyte is a Roman company specializing in software development for Information Management, Document Management and Process Management in Banking, Insurance and Risk Management.